Flink Smith’s coverage practice group provides services ranging from coverage opinions to the litigation of actions for declaratory judgments, or other actions between insurers and those seeking coverage under insurance policies, from inception to resolution on appeal. We have rendered thousands of opinions to our insurance carrier clients, and actively litigated hundreds of such matters throughout the State of New York, in both New York State Court and Federal Court.  We have handled dozens of matters of first impression, and have “made law” on numerous occasions, in the Appellate Divisions of the New York State Supreme Court and the New York Court of Appeals.

Our attorneys have extensive experience rendering coverage advice and have provided our clients with opinions on a broad spectrum of issues including duty to defend, triggers of coverage, definition of “occurrence”, late notice, other insurance clauses, personal injury coverage, and a multitude of exclusions.  We regularly provide services to our clients that include: Coverage opinions; case evaluation and management; general legal advice and information to claims professionals; defense and prosecution of lawsuits filed in all courts; and, prosecution and defense of appeals. 

While most of our work in this practice area is on behalf of insurance companies, we also frequently counsel and represent in litigation other businesses and individuals  who need attorneys to assist them in disputes with insurance carriers.

Ed Flink is a frequent lecturer on coverage matters, and is a member of the NYSBA TICL Section Insurance Coverage Committee, and other attorneys in the firm, including Rob Coughlin, have also lectured for the NYSBA on coverage issues.

Please direct any inquiries regarding this practice area to Edward Flink at eflink@flinksmithlaw.com